In-House Financing Made Easy

ePay Flexx SP makes saying “yes” to everyone that want to pay over time both easy and profitable. We’ve automated and streamlined the application and contracting process while handling the entire payments and servicing efforts for you. Your business controls the terms, down payment, and interest rate charged to meet your needs.

Save the Sale!

You understand the importance of having financing available for your customers to pay over time. SweetPay Installments ensures a pay-over-time option for100% of your customers that want or need it. Save the sale that might otherwise have walked, adding profit to your bottom line.

Save the Sale!

Installments provides a secondary option for customers who do not qualify for a traditional ePay Finance loan or do not like the offer they receive. So long as your consumer has a bank account, they can still pay over time through ePayFlexx SP Installments.

How it Works.

1. Apply: Customer completes the application and receives a payment plan offer.
2. Submit: Customer completes the product information form and submits.
3. Accept: Customer is shown the payment plan details and clicks to accept.
4. Apply: Customer completes the application and receives a payment plan offer.
5. Confirm: Merchant receives and email and confirms product details input by the customer.
6. E-Sign: Customer receives an email to review the agreement, add banking information and e-sign.
7. Complete Sale: Merchant receives email notice of payment plan completion, takes a deposit and the paymentplan begins

Fully Automated

From application and contract creation through e-signing and payment servicing, SweetPay Installments is fully automated.

Fair Terms

Sub-prime credit terms can be onerous. If your customer doesn’t like their initial lending options, you can still offer fair terms with a payment plan that is compliant with state law

Realize Returns

Businesses collect, on average, 92-94% of the original invoice. This means you take on minimum risk to ensureyou capture every sale.